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Budgeting

Debt Free Budget

A native Planned2Prosper budget and debt payoff workspace for monthly income, budget envelopes, transactions, debts, payoff planning, reports, and full-access upgrades.

  • Budget envelopes
  • Transaction tracking
  • Debt payoff planning
  • Snowball preview
  • Full access reports

Debt Free Budget™

Budget today. Pay off debt faster.

Build breathing room with envelopes, bills, spending, debt payoff planning, and monthly progress in one workspace.

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Build your budget with your own numbers

No sample amounts are loaded. Add your monthly take-home income, then create envelopes for the categories you actually use.

Monthly income

Not set

Tracked spending

No spending yet

Unpaid bills

No bills yet

Total debt

No debts yet

This month at a glance

Income assigned to envelopes—
Spending tracked—
Recurring bills—
Minimum debt payments—

Money remaining

Set income first

Unassigned income

Set income first

Priority alerts

• No unpaid bills due in the next 7 days.

• No envelope is currently over budget.

• Free preview has limits. Full access unlocks unlimited tracking and avalanche planning.